At age 17, Ruth, decided that Mr. Colgate would be a role model for her life. If you want to know more about Mr. Colgate, read:

"The Colgate Story" by Shields T. Hardin.This book was published by Vantage Press in 1959. A research librarian should be able to help anyone find a copy. On page 52 of this book, the author states:
"William never forgot the advice he received on the tow-path, because that day was a turning point in his whole life. When he began to earn money, he remembered the words of the old canal-boat captain: 'Give the Lord all that belongs to Him out of every dollar you earn.' From the very first of his business earnings, William put aside one tenth for the work of the Lord. As he prospered, the percentage for the Lord also grew, and became as much as fifty percent of his earnings for the Kingdom."
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8 "Will a man rob God? Yet ye have robbed me. But ye say, Wherein have we robbed thee? In tithes and offerings.
9 Ye are cursed with a curse; for ye have robbed me, even this whole nation. 10 Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herein, saith the Lord of hosts, if I will not
open you the windows of heaven, and pour you out a blessing that there shall not be room enough to receive it."
Malachi 3, verses 8-10
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